you deserve credit
No credit? No worries. We’ll build it together
Start with a simple, personalised plan to get you feeling money confident. Backed by therapists, scientists, and real users like you.
what’s good with?
Good With what, exactly?
From credit to self-care, and everything in between. Good With is the financial wellbeing platform that starts with you – how you think, feel, and act around money.
Built for peace of mind, now you can:
- Understand how you feel about money, not just what you do with it
- Build mindful money habits that actually stick
- Learn your way – short, tailored, and relevant
here's how it works
1. securely connect your bank
We use TrueLayer, trusted by the UK’s top banks, to safely link your bank accounts. No passwords shared, no info stored without your permission. Just info to help us help you better.
2. answer quick questions
We only ask what matters. Each question is backed by behavioural science to help us understand your situation. Your answers shape a learning path made just for you, and we don’t store anything we don’t absolutely need.
3. get your readiness score™ (0-100)
Not a credit score but a simple, clear reflection of where you’re at financially right now. It’s your starting point, with no judgment.
4. start learning
We’ll guide you step-by-step with fun, interactive lessons and games that make managing money feel easy. Whether that’s building credit, learning to spend mindfully, or simply feeling less afraid to look at your balance. One small win at a time.
like what you see?
Now make it work for you
what you’ll learn
- What credit is, how it works, and how to build yours
- How to develop more mindful habits and calm money stress
- How to feel more in control of where your money goes
- How to set money goals and actually reach them
because you deserve to feel good with money
As your trust in yourself and your financial decisions grows, so does your readiness for goals like renting, borrowing, or building credit.
As a Lloyds customer, unlock exclusive access to your personalised learning path by using the code LLOYDS4EVER during sign-up.
bank-grade security
FAQs
Financial wellbeing is the feeling of being in control of your finances. It’s knowing you can cover the cost of a broken phone, and the absence of guilt for treating yourself to the odd meal out or holiday. Essentially, it’s feeling cool, calm, and balanced with your money.
CBT, or Cognitive Behavioural Therapy, is a psychology-based approach that helps you identify and challenge negative thoughts, patterns, and behaviours for better mental health. At Good With, we use CBT-based approaches to design features that help you recognise and tackle unhelpful thoughts and behaviours around money. This empowers you to create healthier financial habits and overall wellbeing. Good vibes all round, basically.
We get it. Money is boring, and navigating life is tough. We try to keep things light and airy so you're never overloaded. No jargon, no nonsense, no gatekeeping. And everything in the app fits seamlessly into your every day, so you can find pockets of financial wellbeing in your own time, whenever that works for you.
By tracking your mood and your spending together, you can unlock deeper insights into how your brain works and reacts to your personal finances. We’ll crunch the numbers so you don’t have to, generating your Readiness Score™ so you can see a current snapshot of your financial health and wellbeing along with tailored suggestions on how to improve your readiness for credit. We don’t share your data without your consent, and we’ll never get access to your bank login details. We collect and store the minimum amount of data we need to provide a personalised service to you. If we don’t use it, we don’t keep it.
We request specific data so we can offer personalised financial support that’s relevant to you. We will always ask for your consent to share your data with one of our trusted partners, and you have the right to withdraw consent at any time. Under the UK General Data Protection Regulation (GDPR), we’ll always be transparent about your data: how we’re using it, when we’re using it. Find out more about data privacy here.
Your information is protected and securely stored in Google Cloud Platform. Google does not have access rights, and is not allowed to process your data. Your bank transaction history is also processed through a read-only system, so we can’t touch your money. We do not keep hold of your data for any longer than is deemed necessary, but you can retract your data from us at any point. Ultimately, you’re the boss. Read our data privacy policy here for more details. Read our data privacy policy here for more details.
We’re regulated by the ICO, the UK's Information Commissioner’s Office, which means we’re held accountable for how we process your data (with big repercussions for us if we don’t do what we’re supposed to do). So, you can be assured that your data will always be handled to industry standards. We’re also supported by trusted institutions, but most importantly: we’re people too, and we’ve been through the challenges.