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frequently asked questions

Financial wellbeing is the feeling of paying your bills on time, every time. It’s feeling capable of covering the cost of a broken phone, and the absence of that guilty feeling for treating yourself to the odd meal out or holiday. Essentially, it’s feeling cool, calm, and balanced with your money.

I am calm!

We're not on the app store... Yet! Our app is still in closed beta, so things are still being built, tested, and tweaked. We want our app to be the best version of itself before we make things official, but we want you to be able to play around and see how things are looking (and tell us your thoughts!). So that's why you can download a beta version of our app here on our website.

We began our beta testing adventures in 2023. Since then, with the amazing help of you guys, we've been able to update, improve, and add new features that have come from your suggestions and feedback. Now, we're looking for more feedback and ideas to help us get our app onto the app store as a fully fleshed out financial wellbeing app of pure good vibes. So basically, we're not quite a finished app just yet. But we're still full of good stuff for you to try out and help improve.

CBT, or Cognitive Behavioural Therapy, is a psychology-based approach that helps you identify and challenge negative thoughts, patterns, and behaviours for better mental health. At Good With, we use CBT-based approaches to our features to assist in recognising and tackling unhelpful thoughts and behaviours related to money, empowering you to create healthier financial habits and overall wellbeing. Good vibes all round, basically.

Built by psychologists, proven to reduce money stresses. From the get-go, you can unlock a deeper understanding of your relationship with money. In using the Good With app, you’ll gather the tools to reduce stress and anxiety that's driven by money, so things are more digestible, manageable, and frictionless. Adulting, a little less stressful.

We request specific data so we can offer personalised financial support and services that’s relevant to you. Under the UK General Data Protection Regulation (GDPR), we’ll always be transparent about your data: how we’re using it, when we’re using it. You have complete control over your data, you can change your preferences in-app whenever you want. Find out more about data privacy here.

Nope! We don’t share or sell your data with anyone. It’s your score, your data, and you ultimately own it. We take data privacy and transparency pretty seriously. Our use of data is actually award winning too, but we don’t like to brag.

Your information is protected and securely stored in Google Cloud Platform. Google does not have access rights, and is not allowed to process your data. Your bank transaction history is also processed through a read-only system, so we can’t move money around. We do not keep hold of your data for any longer than is deemed necessary, but you can retract your data from us at any point. Ultimately, you’re the boss. Read our data privacy policy here for more details.

We’re regulated by the ICO, which means we're held accountable for how we process your data (with big repercussions for us if we don’t do what we’re supposed to do). So, you can be assured that your data will always be handled to industry standards. We’re also supported by trusted institutions, but most importantly though: we’re people too, and we’ve been through the challenges (or are still venturing!) Meet the team

The Information Commissioner’s Office (ICO) upholds information rights in the public interest, ensuring data privacy for individuals and ensuring correct standards of data privacy are maintained by companies. Because we are regulated by the ICO, this means your information is secured, managed and held up to their standards. You can find us in their register here or find out more about the ICO here.

By tracking your mood and your spending together, you can unlock deeper insights into how your brain works and reacts to your personal finances. That’s what makes using Good With different to your regular ol’ banking app. We’ll crunch the numbers so you don’t have to, generating your Readiness Score™ so you can see a current snapshot of your financial health and wellbeing along with tailored suggestions on how to improve your readiness. We don’t sell or share your data, and we'll never get access to your bank login details. Your transaction history is carefully processed beforehand so all sensitive info are automatically removed from the final data we securely store.

Under data protection law, you have many rights regarding your personal data and how companies treat this data. You can find out these rights on our data privacy policy page here. If you have any more questions about how we process or handle your data, you can email us at

Conversations are predominantly led by the chatbot. The more you chat, the more it recognises what topics are the most relevant to you and the better suited it will be to support your specific goals. Our chatbot is free from bias and supports you based on the facts and information you provide.

Over time, we collect conversation logs from users (stored under your unique ID, so we can’t see your name or personal details) and will use these to train our chatbot to be more fluent and expand its responses. Our chatbot is grounded in scientific principles and is constantly learning how to be the best financial wellbeing bff for you. If you have any queries about our use of AI, you can talk to us directly at

You can close your account within the app settings, or you can email us at

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