grow, cultivate, and prove your financial readiness
The current financial system just isn't working for young adults. We're on a mission to change that.
what makes up
mindset
This shows you which emotions are driving your financial thoughts and feelings.
future proofing
Shows whether it’s been a splurgy or a savvy month, or if you’ve found the balance between the two.
consistency
Indicates how well you’re balancing essential purchases, savings, splashing out, as well as how on-time your regular payments are.
spending power
Indicates how far your money goes each month and how mindful your spending habits are.
the building blocks
real time open banking data
Unlike credit scores, we use the best of your real-time banking data, using secure Open Banking processes, so you can get a true, fuller picture of how your spending reflects your Readiness. We operate strictly in read-only mode too, so no login details needed.
behavioural insights
We factor in things like your feelings of confidence, anxiety, and spontaneity when it comes to your money, ensuring your Readiness Score™ truly reflects your current financial health and wellbeing. Pretty different to usual scores that focus solely on credit!
it's your data, own it
The power of your data is in your hands. You'll always know what we’re doing with it and how we’re doing it. You can retract permissions at any time.
sarah, 25
"There's a caring feel that's different from other money apps"
harry, 22
"I feel like I'm finally drawing the connection between my stress and my money"
danny, 19
"Great for people with anxiety as it made me feel calm and reassured"
