You want to stress less about your money, and you might think that just means sticking to a budget.
But it’s so easy to be a little too optimistic about what a reasonable budget is, that it so often leaves us feeling bad about not sticking to it.
And money apps? They always forget to consider that life happens, and adulting is actually really hard, thank you very much.
Us? Well we’re building the app where money meets mental health.
and we're on a mission for fairer finance for young adults
Did you know that 81% of young adults feel anxious about their money? When 36% of 18-24 year olds and 35% of 25-34 year olds are being denied credit (not to mention those who are given credit with incredibly tricky rates), it adds up that the current credit system just isn’t working for young adults who are only just starting out in life.
Like, of course our credit scores don’t show much? Duh.
So what can we do right now to stress less and start actually being the boss of our money?
1. get your readiness score™
Not a credit score. Instead, a kind, clear reflection of your relationship with money today. It shows how ready you are to take the next steps towards money confidence — and in time, credit.
2. learn what's worth learning about
You can then cultivate your Readiness Score™ with a personalised learning pathway just for you, built by psychologists and proven to reduce money anxiety. So you can know the stuff about money you actually want to know.
You can select bite-sized lessons based on your Readiness Score™, so you can make that money thing feel a little less daunting. That’s all things money, in one easy place.
3. put it into practise
Everything fits seamlessly into your everyday life, so you can make a habit out of it or put it all into practice right now. Whether that’s spending time on the bus to declutter your thoughts, or dissipating that headache around credit with a 2 minute lowdown.
Not sure where to start? Just follow, step by step, your personalised learning pathway.
it's your score, own it
Check back in with your financial wellbeing by seeing how your Readiness Score™ has changed over time. That’s more insights and new recommendations personalised to you each month, so you can track how your relationship with money grows.
the future of fairer finance
Our goal? We want to make our Readiness Score™ a kinder, additional way for young adults to access fairer finance and credit. That means you getting the right product, at the right time, at the right price. So you can say no to tricky rates and insane interest!
But for now, that’s just us dreaming big.
Right now, your Readiness Score is your comprehensive key into finding out how you really feel about your money. It’s packed full of unique insights and actionable next steps for you to cultivate and improve your score, so you can feel more confident in your decisions, stress less, and live more.
We won’t share or sell your data to anyone. It’s your score, your money, you own it.
We may be in beta, but we’ll still bring the good vibes your way. By being amongst the first to get a personalised Readiness Score, you can contribute to our mission and help us improve our app features to better suit your needs.
our impact
Our beta users are seeing a significant reduction in anxiety around money, as well as a significant boost in financial confidence and wellbeing after using our app for just 2 weeks.
Jump in on the action, get your Readiness Score™, and start feeling good with money, your way ✌️